Your rent is due but you have no money. Does this mean that you will be evicted from your flat? Lower income individuals can receive help with paying their housing costs as well as rent arrears. There is support for tenants who are threatened with homelessness and for those who are struggling to pay their bills. Emergency rental assistance programmes provide tenants with cash aid, referrals, and other forms of support during periods of extreme financial hardship.
Not-for profits, charity organisations and a number of government agencies listed below may offer assistance in an emergency. The various schemes can provide qualified low income families or vulnerable households with benefit checks if you are found to be entitled to direct aid. This can give you the money you need to handle a short-term crisis.
The type of assistance from the programmes is wide ranging. Some organisations can provide grants and others can offer interest-free loans. Imagine being able to borrow the funds you need while not worrying about paying interest costs to borrow the money. Or advisers can referral people to free legal representation or other homeless prevention resources.
Each programme has specific eligibility criteria that must bet met in order to qualify for aid. As long as you earn below their threshold and meet other requirements, then you could receive emergency assistance for your rent and avoid the embarrassment of an eviction. For tenants on a low income, or in poverty that are renting social housing, they can get assistance as well. A number of schemes as well as programmes are aimed at them as well. Find information on social housing rental assistance programmes.
The UK Bill Help Clearinghouse provides reviews of the individual tenant financial aid programmes, including details about benefits, qualifications and estimates on the amount of aid someone can receive. There are countless housing services currently available, and as new services are added to the public mix, we shall include this information so that you have access to the resources you need to help you deal with financial problems.
The goal of each UK emergency rental assistance programme is to help you retain safe housing so that you do not become a burden on the government. It is cheaper to provide just a little bit of financial assistance during times of need than to bear the full cost of housing and feeding someone who is homeless.
You can review the various schemes that serve your community and figure out which ones can best help you. Do you need a temporary payment towards your rent? Would a free benefit check be all that you need? Would an interest-free loan allow you to catch up your housing costs and keep you from an eviction? Families do have different resources they can explore, and these emergency rent assistance programmes can deliver help in your time of need.
Look for a agency or government centre near you that you can visit in person. If you need a more permanent solution, then there may be other options that are more appropriate. Regardless of your needs, these programmes will be preferable to borrowing money for paying your rent.
Local rent or housing payment programmes
Many cities and counties have benefits available to help people pay the rent in order to make it through a short term hardship. If you are facing an eviction, find a listing of government and not-for profit programmes. These resources are in addition to the national benefits indicated above.
When you owe rent arrears to your landlord or are facing homelessness, low income families and individuals need to explore their options. There are emergency funds or grants for paying past due rental expenses, including solutions such as the Discretionary Housing Payment. Other options include free legal aid, support from your local council, and free referrals from an adviser. Find more details below.
City of Liverpool
Tyne and Wear, including the city of Newcastle.
Always seek help from a local organisation as soon as possible. While some centres do offer housing or payments for rent in an emergency, if may take time to review, approve, and process an application. Also, most agencies have very limited funding, so tenants may need to explore a number of different possible solutions.