2018 Universal Credit roll out plan
By Jon McNamara

The Universal Credit scheme, which is the new government benefit for the UK that will be replacing other forms of financial assistance, will continue to be rolled out in 2018 to dozens of more areas….

In categories: News
Over 300,000 homeless in London
By Jon McNamara

Shelter, in partnership with council boroughs as well as Government Department of Communities and Local Government, reports that around 307,000 people that are local to London are homeless. This is an increase year over year,…

In categories: News
Six week waiting period for universal credit leads to loans
By Jon McNamara

A report from Work and Pensions Select Committee shows that the 6 week waiting period for Universal Credit is creating a financial hardship for families on a low income. The October 2018 report shows that…

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Would rent controls from Labour party work?
By Jon McNamara

Over the years there have been discussions on using rent control to make private sector housing in the UK more affordable. The Labour party, led by Jeremy Corbyn, is once again considering using this form…

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33% percent customers overpay for fuel bills
By Jon McNamara

The latest data from Ofgem shows that over 33 per cent of households are paying too much money for their monthly energy bills as they are on the wrong tariff. Millions of customers are on…

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FCA payday loan regulations extended until 2020
By Jon McNamara

Consumers that live on a low income as well as the vulnerable are benefiting from the payday loan regulations that were created by the Financial Conduct Authority (FCA). Since the rules were put into place…

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National Health Service top rated healthcare system
By Jon McNamara

Even with all of the government cutbacks in social services, welfare, and more, the UK continues to do something right. The NHS – National Health Service was rated number in the the world (yet again)…

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Payday loan complaints increase over 300% in 2016-17
By Jon McNamara

The number of borrowers in the UK that have complained about payday lenders is growing rapidly. There has been a 327% increase is complaints filed during the 2016-2017 fiscal year, and this has occurred despite…

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Working class people spend 50% of income on housing
By Jon McNamara

While there has been some reports of rent costs going down in London, the fact is that housing in the UK is still very expensive. It is so costly that “working class” people who make…

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Cheapest energy tariffs increase 20% in 6 months
By Jon McNamara

Central government threats of increased regulations, higher wholesale costs, as well as price caps are causing big changes in the energy tariff market. Some power companies are now changing the rates on their cheapest deals,…

In categories: News