33% percent customers overpay for fuel bills
By Jon McNamara

The latest data from Ofgem shows that over 33 per cent of households are paying too much money for their monthly energy bills as they are on the wrong tariff. Millions of customers are on…

In categories: News
FCA payday loan regulations extended until 2020
By Jon McNamara

Consumers that live on a low income as well as the vulnerable are benefiting from the payday loan regulations that were created by the Financial Conduct Authority (FCA). Since the rules were put into place…

In categories: News
National Health Service top rated healthcare system
By Jon McNamara

Even with all of the government cutbacks in social services, welfare, and more, the UK continues to do something right. The NHS – National Health Service was rated number in the the world (yet again)…

In categories: News
Payday loan complaints increase over 300% in 2016-17
By Jon McNamara

The number of borrowers in the UK that have complained about payday lenders is growing rapidly. There has been a 327% increase is complaints filed during the 2016-2017 fiscal year, and this has occurred despite…

In categories: News
Working class people spend 50% of income on housing
By Jon McNamara

While there has been some reports of rent costs going down in London, the fact is that housing in the UK is still very expensive. It is so costly that “working class” people who make…

In categories: News
Cheapest energy tariffs increase 20% in 6 months
By Jon McNamara

Central government threats of increased regulations, higher wholesale costs, as well as price caps are causing big changes in the energy tariff market. Some power companies are now changing the rates on their cheapest deals,…

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Requests for debt help hit record
By Jon McNamara

More people across the UK are struggling to pay their debts. Families are falling into arrears on their mortgages, payday loans, car payments, and credit cards among other bills. The problem is so large that…

In categories: News
£12 billion of cuts to welfare still on track
By Jon McNamara

Even with the change in government last year, the Brexit, and the potential break-up of the United Kingdom as we know it, the central government is still on track to cut £12 billion of social…

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Food bank usage increases 5% in 2016
By Jon McNamara

As of the latest data available (September 2016), Trussell Trust has provided 5% more parcels of food to needy families than in previous years. It is expected that by the end of the year the…

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Financial Conduct Authority lending regulations for 2017
By Jon McNamara

Now that the Financial Conduct Authority has placed regulations on payday lending firms, they will now be expanding their review to other lenders during 2017. Next up for the FCA will be an assessment done…

In categories: News